• With the lifetime tracker mortgage enjoy a great rate for the life of your mortgage.
• The lifetime tracker mortgage may be suitable for people who would like their mortgage to track the Bank of England base rate.
• Our rate follows the Bank of England base rate up or down. This means your monthly payments may increase as well as decrease.
• You can make unlimited overpayments and pay off your mortgage early without incurring an early repayment charge.
• The lifetime tracker mortgage is available if you're a first-time buyer, moving to a new home or looking to move your mortgage to Britannia.
• There are no early repayment charges.
• Your rate will depend on the size of loan compared to the value of your property - see the table below.
• Rates in the table below and quotations for this product will be updated with the new Bank of England base rate of 5.00% on 12th May.

Do you already have a mortgage with us?

We've an attractive range of mortgages for existing Britannia borrowers who are not moving home. Find out more about these as we may be able to save you money on your current deal.

Additional benefits

As you're a member of our affinity partner, on completion of your mortgage you'll receive £150 cashback paid into a UNISON save and support account.

Also, after an initial qualifying period, we'll show our appreciation with our Membership Reward - currently an annual cash reward of up to £240 that you'll receive every year you have your mortgage with us. And the more qualifying products you have, the higher the reward, up to a possible £500. Subject to scheme rules and tenure.

Sound interesting but you're still not sure?

Our important information could help you decide and includes details about early repayment charges and legal fees which may apply.