• If you've got the money, then with the standard variable rate mortgage you can repay your mortgage early, with no early repayment charge.
• Your repayments will increase and decrease according to Britannia's standard variable rate.
• The standard variable rate mortgage is available if you're a first-time buyer, moving to a new home or looking to move your mortgage to Britannia.
• There are no early repayment charges.

Do you already have a mortgage with us?

We've an attractive range of mortgages for existing Britannia borrowers who are not moving home. Find out more about these as we may be able to save you money on your current deal.

Additional benefits

Special UNISON lifetime discount, this is a 0.25% discount off our standard variable mortgage rate, which comes into effect once the initial fixed, capped or discounted rate period on your mortgage has expired (excludes Flexible, Savings and Tracker mortgages). Unlike most discounted rate mortgages, which only offer a discount for a short period, this unique discount continues for the term of your mortgage, providing you remain a UNISON member and the Society remains the exclusive supplier of mortgage products to UNISON.

As you're a member of our affinity partner, on completion of your mortgage you'll receive £150 cashback paid into a UNISON Save and Support account.

What's more, after an initial qualifying period, we'll show our appreciation with our Membership Reward - currently an annual cash bonus of up to £240 that you'll receive every year you have a mortgage with us. And the more qualifying products you have, the higher the reward, up to a possible £500. Subject to scheme rules and tenure.

Sound interesting but you're still not sure?

Our important information could help you decide and includes details about early repayment charges and legal fees which may apply.