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Mortgages
Savings

Mortgages


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If you're moving 
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your mortgage...

0800 778888

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Offset Mortgage

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Fast forward to the end of your mortgage - offset your savings against your mortgage and you could save thousands in interest.

  • The rate for our offset mortgage follows the Bank of England base rate up or down. This means you'll benefit if rates fall, but your monthly repayments will increase if rates rise.
  • The offset savings mortgage is available if you're, moving to a new home, looking to move your mortgage to Britannia or a first-time buyer.
  • If you're remortgaging and choose Option 2, we'll even give you one free mortgage valuation and provide a free conveyancing service* - including compulsory disbursements.
  • Your rate will depend on the size of loan compared to the value of your property - see the table below.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON YOUR MORTGAGE
Offset Savings Mortgage
Option 1





  • £499 Arrangement Fee and No Administration Fee.
  • Early repayment charges apply for the first 3 years
Quick Quote
You must read our keyfacts information before you get your quick quote.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision

Option 2





  • No Arrangement Fee and No Administration Fee.
  • Free First Standard Valuation
  • Early repayment charges apply for the first 3 years

If you're Remortgaging:

  • Free Conveyancing through an approved Britannia panel conveyancer
Quick Quote
You must read our keyfacts information before you get your quick quote.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


What else do you need to know?

Our important information could help you decide and includes details about early repayment charges and legal fees which may apply.
 
We've an attractive range of mortgages for existing Britannia borrowers who are not moving home. Find out more about these as we may be able to save you money on your current deal.

Mortgage Calculator

Choose your mortgage and use our online calculator to find out your monthly payments. Once you've got your personalised quote, you can go ahead and apply online.
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Britannia in partnership with UNISON    
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Britannia Building Society, Britannia House, Leek, Staffordshire Moorlands, ST13 5RG

Britannia Building Society is authorised and regulated by the Financial Services Authority, register number 104879.

Member of the Building Societies Association.

All loans are subject to status, valuation and Rules of the Society, copies of which are available on request.

THIS SITE IS ONLY INTENDED FOR RESIDENTS OF THE UNITED KINGDOM

© 2008 Britannia Building Society

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