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Mortgages
5 Year Fixed Rate |
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We'll fix your interest rate for five years so you can indulge in the finer things in life. |
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- Are you concerned about interest rates creeping back up? Then the 5 year fixed rate mortgage may be suitable for you. You'll be able to budget more easily knowing that your monthly repayments will not change during the fixed rate period.
- It is possible that variable rates could fall below the 5 year fixed rate mortgage and that over the fixed rate period an alternative mortgage product could work out cheaper.
- The 5 year fixed rate mortgage is available if you're a first-time buyer, moving to a new home or looking to move your mortgage to Britannia.
- Early repayment charges apply for the first 5 years.
- Your rate will depend on the size of loan compared to the value of your property - see the table below.
REPAYMENTS ON YOUR MORTGAGE
- £499 Arrangement Fee and No Administration Fee.
- Early repayment charges apply for the first 5 years
This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision
- No Arrangement Fee and No Administration Fee.
- Free First Standard Valuation
- Early repayment charges apply for the first 5 years
If you're Remortgaging:
- Free Conveyancing through an approved Britannia panel conveyancer
This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision
- £999 Arrangement Fee and No Administration Fee.
- Early repayment charges apply for the first 5 years
This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision
Do you already have a mortgage with us?
We've an attractive range of mortgages for existing Britannia borrowers who are not moving home. Find out more about these as we may be able to save you money on your current deal.
Additional benefits
Special UNISON lifetime discount, this is a 0.25% discount off our standard variable mortgage rate, which comes into effect once the initial fixed, capped or discounted rate period on your mortgage has expired (excludes Flexible, Savings and Tracker mortgages). Unlike most discounted rate mortgages, which only offer a discount for a short period, this unique discount continues for the term of your mortgage, providing you remain a UNISON member and the Society remains the exclusive supplier of mortgage products to UNISON.
As you're a member of our affinity partner, on completion of your mortgage you'll receive £150 cashback* paid into a UNISON Save and Support account.
*Please note that the Cashback applies to first time buyers, customers requiring a new Buy to Let mortgage, customers moving home and customers remortgaging to Britannia from another lender, however the Cashback does not apply to existing borrowers taking a new mortgage product and/or taking further borrowing.
What's more, after an initial qualifying period, we'll show our appreciation with our Membership Reward - currently an annual cash bonus of up to £240 that you'll receive every year you have a mortgage with us. And the more qualifying products you have, the higher the reward, up to a possible £500. Subject to scheme rules and tenure.
Sound interesting but you're still not sure?
Our important information could help you decide and includes details about early repayment charges and legal fees which may apply.
What else do you need to know? |
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