Membership

The benefits of membership couldn't be simpler...

When you take out a mortgage or open a qualifying savings account with us you're more than a customer, you're a member and therefore eligible for our unique Membership Reward.

And even more...

You'll get a great deal from us, as a mutual, because we have no shareholders to answer to. As well as being eligible for further member benefits, you'll get great long-term value and experience a customer service focussed purely on your needs.

The more points you have, the more reward you'll get

The more products you have that earn points, the bigger your reward. If you take out other qualifying products with Britannia, such as a personal loan, insurance product, or credit card you'll earn even more reward points. After all, a greater commitment deserves a bigger reward. Have a look at our Allocation of Points* table to see how many points you get for each product.

The longer you're a member, the better it gets

After two years of being with us, you'll start to earn reward points on the qualifying products you have. But it doesn't stop there, after 5 years, you'll get 1.5 x points and double points after 10 years. Even better, whenever you take out new Britannia products, after being a member for over 5 or 10 years, you'll earn the higher level of rewards on those products too.

How do I get my reward?

Once you become a member you don't have to do anything. Your membership reward will be paid by cheque, or directly into a suitable Britannia savings account.