• If you've got the money, then with the standard variable rate mortgage you can repay your mortgage early, with no early repayment charge.
• Your repayments will increase and decrease according to Britannia's standard variable rate.
• The standard variable rate mortgage is available if you're a first-time buyer, moving to a new home or looking to move your mortgage to Britannia.
• There are no early repayment charges.

Do you already have a mortgage with us?

We've an attractive range of mortgages for existing Britannia borrowers who are not moving home. Find out more about these as we may be able to save you money on your current deal.

Additional benefits

As you're a member of our affinity partner, on completion of your mortgage you'll receive £150 cashback*.

Also, after an initial qualifying period, we'll show our appreciation with our Membership Reward - currently an annual cash reward of up to £240 that you'll receive every year you have your mortgage with us. And the more qualifying products you have, the higher the reward, up to a possible £500. Subject to scheme rules and tenure.

*Please note that the Cashback applies to first time buyers, customers requiring a new Buy to Let mortgage, customers moving home and customers remortgaging to Britannia from another lender, however the Cashback does not apply to existing borrowers taking a new mortgage product and/or taking further borrowing.

Sound interesting but you're still not sure?

Our important information could help you decide and includes details about early repayment charges and legal fees which may apply.