• Are you concerned about interest rates creeping back up? Then the 2 year fixed rate mortgage may be suitable for you. You'll be able to budget more easily knowing that your monthly repayments will not change during the fixed rate period.
• It is possible that variable rates could fall below the 2 year fixed rate mortgage and that over the fixed rate period an alternative mortgage product could work out cheaper.
• The 2 year fixed rate mortgage is available if you're a first-time buyer, moving to a new home or looking to move your mortgage to Britannia.
• Early repayment charges apply for the first 2 years.
• Your rate will depend on the size of loan compared to the value of your property - see the table below.

Sound interesting but you're still not sure?

Our important information could help you decide and includes details about early repayment charges and legal fees which may apply.

Do you already have a mortgage with us?

We've an attractive range of mortgages for existing Britannia borrowers who are not moving home. Find out more about these as we may be able to save you money on your current deal.

Membership Reward After the initial qualifying period, we show our appreciation with our Membership Reward; currently an annual cash payment of up to a possible £500, subject to scheme rules and tenure.
Use our Membership Reward Calculator to see how much reward you could be earning.