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Offset Mortgages

Fast forward to the end of your mortgage - offset your savings against your mortgage and you could save thousands in interest.

Offset Mortgages


An offset mortgage links your savings with your mortgage. Rather than paying you interest on your savings, you can offset your savings against your mortgage, potentially saving thousands of pounds in interest.

  • This mortgage may be suitable for people wishing to link their savings account with their mortgage. And, our cashcard facility gives you instant access to your savings, so you can get at them straight away.
  • Our rate follows the Bank of England base rate up or down. This means your monthly payments may increase as well as decrease.
  • Available to Existing Borrowers looking for a new deal.
  • Early repayment charges apply for the first 3 years.

Take a look at the two Offset mortgages available...

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON YOUR MORTGAGE
Offset Savings Mortgage
Option 1



  • £499 Arrangement Fee and No Administration Fee.
  • Early repayment charges apply for the first 3 years
Quick Quote
You must read our keyfacts information before you get your quick quote.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision

Option 2



  • No Arrangement Fee and No Administration Fee.
  • Early repayment charges apply for the first 3 years
Quick Quote
You must read our keyfacts information before you get your quick quote.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision

 

Membership Reward


After the initial qualifying period, we show our appreciation with our Membership Reward; currently an annual cash payment of up to a possible £500, subject to scheme rules and tenure.
Use our Membership Reward Calculator to see how much reward you could be earning.

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Britannia Building Society, Britannia House, Leek, Staffordshire Moorlands, ST13 5RG

Britannia Building Society is authorised and regulated by the Financial Services Authority, register number 104879.

Member of the Building Societies Association.

All loans are subject to status, valuation and Rules of the Society, copies of which are available on request.

THIS SITE IS ONLY INTENDED FOR RESIDENTS OF THE UNITED KINGDOM

© 2008 Britannia Building Society

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