Insurance

All the cover you need at an affordable price

Your property is probably your biggest asset - not having it covered means that you could lose some or all of its value in a fire, storm, flood or perhaps another unforeseen event. Wouldn't you like to know that if something ranging from lightning to subsidence damage happened to your property, you'd be insured?

This is where our Buildings Guard policy, could help. Firstly, we make sure that your property is covered against a range of potential disasters including subsidence, storm damage and vandalism. Then we make sure that the building sum insured is index linked each month, to reflect the changing costs of the materials and labour used to repair your home. Cover is provided by Certain Underwriters at Lloyds of London.

Key Features

• Flexible cover - Buildings Guard is a flexible policy with two levels of cover
• New for old - Any items damaged beyond repair will be replaced by new items without deduction for wear and tear.
• 24 hour helpline - You'll enjoy round the clock protection with the 24 hour Emergency Helpline, 365 days a year.
• Pay monthly at no extra cost - Unlike other major insurers, we don't charge you for paying monthly by Direct Debit.

IMPORTANT - You must read the important information section before applying, to understand any exclusions, limits and excesses that apply. These include wear, tear, depreciation, faulty workmanship and gradually occurring events.

Membership Reward If you qualify for Membership Reward, after the initial qualifying period, we show our appreciation with an annual reward; currently a cash payment of up to a possible £500, subject to scheme rules and tenure.
Use our Membership Reward Calculator to see how much reward you could be earning.

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