Savings

A great range of Guaranteed Capital Investment Bond ISAs with terms of 3, 4, 5 or 6 years, and no risk to your capital.

We like to bring you more and with our Guaranteed Capital Investment Bond Cash ISAs you can benefit from growth in the FTSE^® 100 Index* without risking your capital, and there's the prospect of earning great tax free returns.

As it's an ISA, you can take advantage of your current tax year allowance, and have the opportunity to transfer in any previous years' ISA balances.

More about the account

• Choose a term that suits you - you can save over a 3, 4, 5 or 6 year period.
• Each will give you a guaranteed return, as long as the FTSE^® 100 Index rises above, or is the same as the start value at the end of the term. Subject to averaging.
• You're guaranteed to get your original investment back, even if the FTSE^® 100 Index falls. However, no return will be paid and the effect of inflation may impact on the value of your investment. Your capital is totally secure so long as no withdrawals are made during the term, in which case the value of any withdrawals and ISA Access Fees will be deducted.

How does the account work?

We've put together a guide^ which explains in more detail how the Guaranteed Capital Investment Bond ISA Account works. It covers more about: the potential return key dates when to invest for each term more about how the FTSE® 100 Index works your cancellation rights, and much more.

Please ensure you read the account Terms and Conditions and the Important Legal Information, which includes information regarding cancellation rights.

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Membership Reward After the initial qualifying period, we show our appreciation with our Membership Reward; currently an annual cash payment of up to a possible £500, subject to scheme rules and tenure.
Use our Membership Reward Calculator to see how much reward you could be earning.

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