Savings

If you're looking to save a set amount each month, we'll give you an added bonus!

• Saving a set amount each month makes a lot of sense, but it also takes discipline.
• That's why we reward you with a 3% gross interest bonus if you pay 12 equal monthly instalments and make no more than one withdrawal.
• All we need from you is an agreed monthly investment from £20 and you can watch your savings steadily grow.
• Interest will be paid by adding it to your account on the anniversary of the account opening.

	Anniversary Interest

	Minimum Balance		AER* (excl. bonus)		Gross* (incl. conditional bonus)		Net* (incl. conditional bonus)
	£20+		1.80%		4.80%		3.84%

		The above variable rates are effective from 2 May 2008.

Important Information
Before applying for your account, don't forget to read the Terms and Conditions (including the amendment detailed below) and the Important Legal Information, which includes information regarding cancellation rights.

Amendment to the terms and conditions
Following your feedback, from 1 July 2008 we will no longer be writing to you everytime the interest rate of this account is changed. Please see full details.

*For an explanation of terms used such as AER, Gross and Net, please see our glossary.

Membership Reward After the initial qualifying period, we show our appreciation with our Membership Reward; currently an annual cash payment of up to a possible £500, subject to scheme rules and tenure.
Use our Membership Reward Calculator to see how much reward you could be earning.

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