Savings

Save for the deposit on your dream home with us and look at the great deals you'll get.

• Save for your home deposit with us and when you're ready to take out one of our mortgages, you can get hold of your savings, penalty free^.
• Special offers include an exclusive mortgage deal with £250 cashback when you move into your new home, plus a free first standard valuation on your new home worth over £100**.
• Putting aside some cash each month is good practice for when you become a real homeowner with a real mortgage.

	Annual Interest

	Minimum balance		AER*		Gross*		Net*
	£250+		7.00%		7.00%		5.60%

		The above variable rates are effective from 2 May 2008.

^Save for at least 6 months and then withdraw your cash penalty free to pay your deposit for your Britannia mortgage. Any other withdrawals are subject to a 90 day loss of interest penalty.

**These offers are available for approved mortgage applications made by 31st December 2008. Offers may be added or removed after that date at any time.

Note: You need to keep your HomeSaver Account open for at least 6 months with a minimum balance of £250 before applying for a Britannia mortgage in order to qualify for these Special Offers.

Important Information
Before applying for your account, don't forget to read the Terms and Conditions (including the amendment detailed below) and the Important Legal Information, which includes information regarding cancellation rights.

Amendment to the terms and conditions
Following your feedback, from 1 July 2008 we will no longer be writing to you everytime the interest rate of this account is changed. Please see full details.

*For an explanation of terms used such as AER, Gross and Net, please see our glossary.

Membership Reward After the initial qualifying period, we show our appreciation with our Membership Reward; currently an annual cash payment of up to a possible £500, subject to scheme rules and tenure.
Use our Membership Reward Calculator to see how much reward you could be earning.

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