Savings

The more you invest, the more you'll get - if you've got £1,000 to start you off, this 30 day notice account is for you.

• If you have £1,000 or more to invest and don't need to make any immediate withdrawals, this could be the account for you.
• You'll still be able to withdraw funds immediately but a 30 day interest penalty will be applied to the amount you've withdrawn. Or you can give 30 days notice for penalty free withdrawals.
• You can operate your account through any of our branches or by post.
• You'll receive interest payments monthly or annually.

	Annual Interest

	Minimum Balance		AER*		Gross*		Net*
	£100,000+		3.90%		3.90%		3.12%
	£50,000		3.65%		3.65%		2.92%
	£20,000		3.45%		3.45%		2.76%
	£10,000		3.05%		3.05%		2.44%
	£5,000		2.85%		2.85%		2.28%
	£1,000		2.75%		2.75%		2.20%

		The above variable rates are effective from 2 May 2008.

	Monthly Interest

	Minimum Balance		AER*		Gross*		Net*
	£100,000+		3.90%		3.83%		3.06%
	£50,000		3.65%		3.59%		2.87%
	£20,000		3.45%		3.40%		2.72%
	£10,000		3.05%		3.01%		2.41%
	£5,000		2.85%		2.81%		2.25%
	£1,000		2.75%		2.72%		2.18%

		The above variable rates are effective from 2 May 2008.

Important Information
Before applying for your account, don't forget to read the Terms and Conditions (including the amendment detailed below) and the Important Legal Information, which includes information regarding cancellation rights.

Amendment to the terms and conditions
Following your feedback, from 1 July 2008 we will no longer be writing to you everytime the interest rate of this account is changed. Please see full details.

*For an explanation of terms used such as AER, Gross and Net, please see our glossary.

Membership Reward After the initial qualifying period, we show our appreciation with our Membership Reward; currently an annual cash payment of up to a possible £500, subject to scheme rules and tenure.
Use our Membership Reward Calculator to see how much reward you could be earning.

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