Start with £1 and save what you want, when you want.

It takes just a £1 to get you started with a FirstSaver and you can save up to a total maximum investment of £20,000, across all FirstSaver accounts held per child.

• Whether you choose to operate the account on your child's behalf or give them control, you'll have instant access to your money and withdrawals can be made at any time.
• All FirstSavers up to the age of 12 will have a passbook. After they've reached 12, it's possible to have either a passbook or cashcard.
• Save what you want, when you want. Find out more about operating the FirstSaver account.
• You can also arrange to have your Child Benefit paid into this Account. Take a look at details about transferring money on our Service Station.

	Annual Interest

	Minimum Balance		AER*		Gross*		Net*
	£1+		4.75%		4.75%		3.80%

		The above variable rates are effective from 2 May 2008.

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