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Home Owners Loan

Could your house do with more storage space? Would an extension to your home improve the way you live?

  • You don't have to wait years to turn your home into a palace; we'll lend you up to 90%* of the value of your home, less the amount of your existing mortgage, subject to how much you earn.
  • Repay the loan at your own speed - anytime between two years and the end of your mortgage term.
  • Choose the product that suits your needs from our range.
  • You earn points, we turn them into cash and give it back to you - through our Membership Reward scheme. Subject to scheme rules.

Sound interesting but you're still not sure?


We've got some important information to help you decide which includes an explanation of Early Repayment Charges.

* For houses and bungalows built within 24 months of the date of your application, we will lend up to a maximum of 85% of the value of your home, including any current mortgages and other lending secured on your property. For flats and apartment built within 24 months of the date of your application, we will lend up to 80% of the value of your property. See the important information for more details.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

What else do you need to know?

Why not take a look at the guides section for information about home improvements.
 
Don't forget to take a look at the important information section. The more details you know before you buy, the better.

Which loan?

We'll help you choose the right type of loan to suit your circumstances

Don't forget

Home Owners Loans are exclusively available to existing Britannia mortgage holders
Building a fairer society    
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Britannia Building Society, Britannia House, Leek, Staffordshire Moorlands, ST13 5RG

Britannia Building Society is authorised and regulated by the Financial Services Authority, register number 104879.

Member of the Building Societies Association.

Britannia undertakes to comply with The Banking Code. Copies of the Code are available on request or via the Banking Code Standards Board website.

All loans are subject to status, valuation and Rules of the Society, copies of which are available on request.

THIS SITE IS ONLY INTENDED FOR RESIDENTS OF THE UNITED KINGDOM

© 2008 Britannia Building Society

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