Credit Cards

Are your credit card repayments higher than you'd like? Could you do with a few months interest free?

If you're already a Britannia member^ and if you earn up to £25,000 a year, then take a look at our Classic Introductory Rate Card - You'll get 0% interest on balance transfers and your retail purchases for five months.

• Transfer expensive balances to 0% for 5 months and you'll be saving from day one. Typical 16.9% APR Variable.
• After your five months is up, you can still get up to 59 days interest free credit on your purchases if you pay off your balance each month in full.
• If you're eligible for our Membership Reward scheme and use your card at least 6 times a year, you'll also get an extra 25 points.
• There's no annual fee, and with the chance to earn Membership Reward points, this could be the credit card for you!

Sound interesting but you're still not sure?

For full details, please see the Terms and Conditions.

^Please note: This card is only available if you are an existing Britannia Member.

To benefit from the 0% offer you must stay within your credit limit and make your monthly payments on time. Credit available subject to status to UK residents aged 18 or over. Britannia Credit Card is issued by Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ

Membership Reward If you qualify for Membership Reward, after the initial qualifying period, we show our appreciation with an annual reward; currently a cash payment of up to a possible £500, subject to scheme rules and tenure.
Use our Membership Reward Calculator to see how much reward you could be earning.

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