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About our Insurance products

Should you not wish to proceed with your insurance policy, we offer a fourteen-day Money Back Guarantee. To cancel your policy, please refer to the relevant information below for each policy type.

For Home & Contents, HomeGuard, Buildings Guard and Payment Protection Insurance, please return the policy by post to: Britannia Insurance Services, Britannia House, Leek, Staffordshire Moorlands, ST13 5RG within 14 days, outlining your wish to cancel in writing. Please remember that all parties to the policy must sign the letter cancelling the agreement.

Any premium already paid will be refunded in full within 30 days (provided no claims have been made).

Law applicable to Contract

If you take out an account or policy with Britannia, the Contract will be governed by English Law and any dispute will be subject to the exclusive jurisdiction of the courts of England and Wales. English Law will also govern any pre-contract relationship existing between us.

Your contract will be supplied in written English and we will always communicate with you in the English language.

Britannia's home & contents Home Builder insurance, an annually renewable contract, is underwritten by Legal and General Insurance Ltd, Temple Court, 11 Queen Street, London, EC4N 4TP. Legal and General Insurance Ltd is authorised and regulated by the Financial Services Authority for insurance business and is entered on their register number 202050.

Britannia's HomeGuard insurance, an annually renewable contract, is underwritten by Groupama Insurance Co. Ltd, Groupama house, 24-26 Minories, London, EC3N 1DE. Groupama Insurance Co. Ltd is authorised and regulated by the Financial Services Authority for insurance business, and is entered on their register number 202124.

Britannia's Buildings Guard insurance, an annually renewable contract, is underwritten by certain Underwriters at Lloyd's of London and managed by Canopius Managing Agents Ltd, 36 Gracechurch Street, London, EC3V 0BT. Canopius Managing Agents Ltd is authorised and regulated by the Financial Services Authority for insurance business, and is entered on their register number 204847.

Britannia's Payment Protection insurance, a monthly renewable contract, is underwritten by AXA Insurance UK plc, registered office 5 Old Broad Street, London, EC2N 1AD. AXA Insurance UK plc is authorised and regulated by the Financial Services Authority, and is entered on their register number 202312.

Copies of policy booklets are available on this site in PDF, or upon request.

www.britannia.co.uk