Fixed Rate Cash ISA - fixed until 31/01/2013
If you like your savings to be both simple and smart then our Fixed Rate Cash ISA could be for you. It’s simple because you open it with your cash ISA allowance for the 2011/2012 tax year* and the taxman can’t touch a penny of your interest. It’s smart because while you’re out enjoying life, your savings can continue growing.
With our Fixed Rate Cash ISA there are no surprises. The interest rate is fixed at 2.65% tax free/AER* until 31/01/2013 so if you leave your tax free* savings to grow, you’ll get a fixed amount when the account matures.
Existing Co-operative Bank current account holders
If you've got a Co-operative Bank current account, or interested in switching to The Co-operative Bank, you may be eligible to apply for our exclusive current account fixed rate ISA.
| Summary Box Key Product Information for our Savings Account |
|
|---|---|
| Account Name | Fixed Rate Cash ISA - fixed until 31/01/2013 |
| Interest Rates (AERs) | The minimum opening balance for this account is £5,340 if using 2011/2012 tax year’s* allowance, or £1 if transferring previous tax years’ balances. The interest rate is fixed until 31/01/2013 |
| Tax Status | Interest is tax free* |
| Condition for bonus payment | No bonus payments exist for this Account |
| Withdrawal arrangements | Withdrawals before 1 February 2013 will be subject to a charge equivalent to 180 days loss of interest at the fixed rate on the amount withdrawn. Withdrawals of capital cannot be replaced. |
| Access | Britannia branch and by post |
Features
- Save your full cash ISA allowance of £5,340 for the 2011/2012 tax year* and/or transfer from previous years’ cash ISAs with Britannia or other providers
- Your account will mature on 1 February 2013 and your money will be transferred into a variable rate Cash ISA (or equivalent)
- Interest will be added to your account after close of business on 31 January each year
- The Fixed Rate Cash ISA is non-Stakeholder Standard - see the 'More about ISAs' page for more information
- Passbook based account
- An account for individuals aged 16 and over
This is a limited issue product and may be withdrawn without notice.
Tax
Any interest on this product is paid tax free*. This depends on the individual's circumstances and may be subject to change in the future.
This is a limited issue product and may be withdrawn without notice.
Although Cash ISAs are a tax free way of saving, this favourable tax treatment depends on individual circumstances and may be subject to change in the future.
*For an explanation of terms, such as AER and Tax Free, please see our glossary 
.
Britannia is a trading name of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS) that would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more
The Co-operative Bank p.l.c. Registered office: P.O. Box 101, 1 Balloon Street, Manchester, M60 4EP. Registered in England and Wales No. 990937.
The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Lending Code and the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).
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