Savings Application

Features & Benefits

• Minimum balance of £1
• Maximum balance of £1,000,000
• Passbook option lets you withdraw up to £500 per day in cash, or larger amounts by cheque
• CashCard option lets you withdraw up to £250 a day and a statement is issued every 25 transactions or 3 months, whichever is sooner
• Can be opened as a joint account
• Interest is paid annually on the first working day after 1st January each year or monthly at the end of each month into an account of your choice
• Instant access to your money with a choice of CashCard or Passbook
• Save whenever it suits you
• The convenient option to save regularly by Direct Debit

Features & Benefits

• gives you a variable rate of interest tax-free*
• can be opened with as little as £1
• allows you to make deposits whenever you want - up to the maximum cash ISA limit in a tax year*. The limit for the 2012/2013 tax year is £5,640
• allows you to make withdrawals at any time
• pays your interest into this account manually on the first working day after 5 April
• is issued with a passbook
• meets Stakeholder Standards

Features & Benefits

• Minimum balance and deposit of £100
• Maximum balance of £1,000,000
• Call 0845 121 7905 to deposit money over the phone with your debit card. You can also deposit funds by cheque through the post, or by using your nominated current account provider’s telephone or internet banking services^
• Call 0845 121 7905 to make withdrawals (minimum of £100 which will be transferred to your nominated current account which takes 4 working days, excluding the day of instruction)^
• Interest is paid annually by the first working day after 1st January into this account
• Keep track of your balance with a statement (every 25 transactions or 3 months, whichever is sooner)
• Can be opened as a joint account so long as it’s linked to a current account held in either one or both of these names.
• Easily transfer money to and from your current account
• Manage your account online. Register for online servicing once your account is open

^For information on the clearing of funds, please refer to section 7 of the General Terms and Conditions.

Our Select Access Cash ISA:

• gives you a variable rate of tax free* interest
• can be opened with a minimum deposit of £500
• you can operate your account by visiting a Britannia branch or by post
• allows you to make deposits whenever you want to – up to the maximum cash ISA limit (currently £5,640) in the current 2012/2013 tax year*
• you can make deposits to your account via a Britannia branch, your bank’s telephone or internet service or our postal service
• allows you to make withdrawals at any time
• allows you to keep your higher interest rate if you make no more than two withdrawals including partial balance transfers per tax year
• pays your interest into this account annually after we close for business on 5 April
• allows you to keep track of your balance with a statement (quarterly or every 25 transactions, whichever is sooner)

Features & Benefits

• Minimum investment of £20 a month
• Maximum balance of £1,000,000
• Interest and bonus is paid annually into your account on the first working day after the anniversary of your account being opened
• First deposit is paid by cash or cheque
• Statement based account (every three months)
• Can be opened as a joint account
• Lets you pay monthly by Direct Debit, Standing Order, or internal transfer to make saving easy

Features

• gives you a fixed rate of 2.50% tax free#, until 5 April 2013
• will mature on 6 April 2013 when your money will be transferred into a variable rate Cash ISA (or equivalent)
• can be opened with your full cash ISA allowance for the 2012/2013 tax year (£5,640) and/or transfers from previous years’ cash ISAs with Britannia or other providers
• pays interest into your account after close of business on 5 April each year
• is issued with a passbook

This is a limited issue product and may be withdrawn without notice.

• gives you a fixed rate of 2.70% tax free*, until 30 September 2013
• will mature on 1 October 2013 when your money will be transferred into a variable rate Cash ISA (or equivalent)
• can be opened with your 2012/2013 tax year's allowance (£5,640) and/or transfers from previous years’ cash ISAs with Britannia or other providers
• pays interest into your account after close of business on 30 September each year
• is issued with a passbook

This is a limited issue product and may be withdrawn without notice.

Features & Benefits

• Choose to save between a minimum of £1,000 and a maximum of £1,000,000
• Your account matures in a year and your money is then transferred to a Matured Bond Instant Access Account
• Can be opened as a joint account
• It is not possible to add to this account during the term of the product
• Passbook based account
• Attractive fixed interest rate
• Choose annual or monthly interest. Annual interest will be paid into this account at the end of the term; monthly interest will be paid into another Britannia or bank account of your choice

Features & Benefits

• Choose to save between a minimum of £1,000 and a maximum of £1,000,000
• Your account matures on its second anniversary and your money is then transferred to a Matured Bond Instant Access Account
• Can be opened as a joint account
• It is not possible to add to this account during the term of the product
• Passbook based account
• Attractive fixed interest rate
• Choose annual or monthly interest. Monthly interest will be paid into another Britannia or bank account of your choice. For annual interest, you have the option to add this to your account.

Features & Benefits

• Choose to save between a minimum of £1,000 and a maximum of £1,000,000
• Your account matures on its third anniversary and your money is then transferred to a Matured Bond Instant Access Account
• Can be opened as a joint account
• It is not possible to add to this account during the term of the product
• Passbook based account
• Attractive fixed interest rate
• Choose annual or monthly interest. Monthly interest will be paid into another Britannia or bank account of your choice. For annual interest, you have the option to add this to your account

Features

• Option to transfer^ an existing Child Trust Fund account (your current provider can tell you about anything which may affect the value of your child’s fund if you transfer)
• Save monthly by direct debit or whenever it suits you
• Interest is paid annually on the first working day after 1st January by adding it to this account
• Statement based account - receive an annual statement around your child’s birthday, plus we’ll send you a new statement whenever you wish to check your balance

Tax

Any interest on this product is paid tax free*. This depends on the individual's circumstances and may be subject to change in the future.

Features & Benefits

• Minimum balance of £1
• Maximum investment of £1,000,000
• Interest is paid annually on the first working day after 1st January by adding it to this account
• Passbook option lets them withdraw up to £500 per day in cash, or larger amounts by cheque
• Save as and when it suits your child
• You can set up a monthly Direct Debit to boost their savings
• ‘Quickcash’ card option available once they’re aged 12
• To boost your child's savings why not pay in your child benefit?

Features & Benefits

• Minimum balance of £100
• Maximum balance of £1,000,000
• Interest is paid annually on the first working day after 1st January into this Account
• Choose between 2 and 4 named people on the account with at least 2 people authorising withdrawals
• Passbook based account
• The flexibility to make deposits or withdrawals any time
• Start earning interest as soon as you open your account
• Interest can be paid gross* if you are eligible under HM Revenue & Customs guidelines**.

Features & Benefits

• Minimum balance of £100
• Maximum balance of £1,000,000
• Interest is paid annually on the first working day after 1st January into this account
• Choose between 2 and 4 named people on the account
• Passbook based account
• The flexibility to make deposits or withdrawals any time
• Start earning interest as soon as we open your account