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Financial Services Compensation Scheme

Britannia, The Co-operative Bank and smile are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS). Find out more this link will open the page over the top of your current page

Interest Rates

ISAs


Cash ISA Fixed Rate
Cash ISAs		 Select Access
Cash ISA 2
Cash ISA
Annual Interest
Minimum Balance AER* Tax-free*
£1 0.50% 0.50%
The above variable rates are effective from 2 March 2010.
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Fixed Rate Cash ISA - Fixed until 06/04/2014
Annual Interest
Minimum Balance AER* Tax-free*
£5,640 1.80% 1.80%
The above fixed rates apply to the Fixed Rate Cash ISA launched on 12 March 2013 and are fixed until 06/04/2014.
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Fixed Rate Cash ISA - Fixed until 05/04/2015
Annual Interest
Minimum Balance AER* Tax-free*
£5,640 2.05% 2.05%
The above fixed rates apply to the Fixed Rate Cash ISA launched on 12 March 2013 and are fixed until 05/04/2015.
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Select Access Cash ISA 2
Annual Interest
Withdrawals Tax-free* AER*
Two withdrawals (including partial balance transfers) or less per tax year* 1.50% tax-free* 1.50%*
Three withdrawals (including partial balance transfers) or more per tax year until 5 April. It will revert to the higher rate payable on the account at that time, on 6 April^ 0.25% tax-free* 0.25%*
^If you make more than two withdrawals (including partial balance transfers) during the same tax year, the lower rate of interest will apply from your third withdrawal, or partial balance transfer, until 5 April in the same tax year. The interest rate on your Account will revert to the higher rate on 6 April of the following tax year.

The minimum initial payment that can be made into your ISA is £500 and the minimum balance is £1.

The above variable rates are effective from 11 January 2013.

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*For an explanation of terms used such as AER, Gross and Net, please see our glossary.

Previous interest rates

Previous interest rates

If you'd like to know the rate of an existing savings account which isn't shown in this link will open a PDF document in a new window savings rates, please see our contact us section where you can call or use our secure online form to submit your query.

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