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Interest Rates

Easy Access Savings


DirectSaver Flexible Savings Instant Access
Cash ISA		 Select Access Saver
DirectSaver
Annual Interest
Minimum Balance AER*/Gross* Net*
£100+ 0.50% 0.40%

The above variable rates are effective from 28 March 2009.

Any withdrawals must be for at least £100.
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Flexible Savings
Annual Interest
Minimum Balance AER* Gross* Net*
£20,000+ 0.12% 0.12% 0.10%
£1 0.10% 0.10% 0.08%

The above variable rates are effective from 28 March 2009.

Monthly Interest
Minimum Balance AER* Gross* Net*
£20,000+ 0.12% 0.12% 0.10%
£1 0.10% 0.10% 0.08%

The above variable rates are effective from 28 March 2009.

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Cash ISA
Annual Interest
Minimum Balance AER* Tax-free*
£1 0.50% 0.50%
The above variable rates are effective from 2 March 2010.
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Select Access Saver
Annual Interest
Withdrawals Minimum Balance AER*/Gross* Net*
4 withdrawals or less per calendar year £1+ 2.25% 1.80%
5 withdrawals or more per calendar year £1 0.10% 0.08%
The above variable rates are effective from 29 September 2011.

The minimum opening balance is £500.

If you make five withdrawals or more per calendar year, the interest rates will reduce to 0.10% Gross/AER, 0.08% Net until 1 January the following year when it will revert to the higher rate.
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*For an explanation of terms used such as AER, Gross and Net, please see our glossary.

Previous interest rates

Previous interest rates

If you'd like to know the rate of an existing savings account which isn't shown in this link will open a PDF document in a new window savings rates, please see our contact us section where you can call or use our secure online form to submit your query.

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