Britannia

Transferring money

You can set up a regular or one off transfer from another UK Bank or Building Society to your Britannia account. However, please check the terms and conditions of your account as some may not allow additional payments or additional payments by BACS or CHAPS.

You have two options when transferring funds into your Britannia account:

BACS (Banks Automated Clearing System)

BACS is ideal for making regular payments into your Britannia account. A BACS transfer will normally take 3 Banking days to reach your account (excluding the day of instruction).

To complete a BACS transfer, you will need to provide your Bank or the Sender with the information set out below.

• Britannia's sort code: 57-13-27.
• Account number: 00000000 (always enter 8 zeros here).
• Reference: Your 9 digit Britannia account number, e.g. 123456789. If you have an 8 digit account number please add a '0' to the front of it. Your Britannia account number can be found on your passbook, cashcard or statement.

CHAPS (Clearing House Automated Payment System)

CHAPS is a same day transfer of funds. A CHAPS transfer will generally incur a cost from the transferring organisation in the region of £20. A CHAPS payment may also be refered to as a TT (Telegraphic Transfer).

To complete a CHAPS transfer, you will need to provide your bank or the Sender with the information set out below.

• Britannia's sort code: 01-05-02.
• Account number: 23531800
• Reference: Your 9 digit Britannia account number, e.g. 123456789. If you have an 8 digit account number please add a '0' to the front of it. Your Britannia account number can be found on your passbook, cashcard or statement.

Please note...

When you make a payment into your account by BACS or CHAPS the following conditions apply:

• If your Bank does not have the ability to quote the 'Reference' as described above, you will not be able to instruct transfers. Please do not reduce your account number by removing digits so it fits as the 'Account Number', as this will cause the transfer to be unsuccessful.
• If the information you provide to your bank or the sender is wrong we will not be responsible to you or the sender for failure to credit your account or any resulting loss of funds. This applies even if your bank or the sender also supplies other information such as your name. If you or the sender ask us to assist in recovering funds where incorrect information has been provided to your bank or the sender, we will use our reasonable efforts to do so.
• Money received will start to earn interest,from the day we receive it provided that we receive it on a Bank Working Day, otherwise it will start to earn interest on the next Bank Working Day. It will be available for withdrawal from when it is credited to your account.
• If we receive monies electronically in a currency other than Sterling then this will be converted into Sterling before we credit it to your account. We will tell you the exchange rate and the amount of the currency received before the currency conversion on request in accordance with condition 7.1 of our General Terms and Conditions for Savings Accounts.