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Select Access Saver
When you’re saving for something special – like a car, a house, a wedding, or a holiday – you need a savings account that offers a higher rate of interest, but is flexible enough to respond to life’s little surprises. With our Select Access Saver, you benefit from an attractive interest rate, plus the freedom to access your money when you need to.
You can access your account whenever you like by telephone or in branch. And as long as you limit your withdrawals to no more than four a year, your interest rate won’t be affected.
| Summary Box Key Product Information for our Savings Account |
|
|---|---|
| Account Name | Select Access Saver |
| Interest Rates (AERs) | The Interest rate is variable. |
| Tax Status | Interest is paid net* of basic rate tax |
| Condition for bonus payment | No bonus payments exist for this account |
| Withdrawal arrangements | If you make more than four withdrawals during the same calendar year, the lower rate of interest will apply from your fifth withdrawal until the 31 December in the same calendar year. The interest rate on your Account will revert to the higher rate on the 1 January of the following calendar year. |
| Access | Statement based account operated either by visiting a Britannia branch, by post or by telephone. |
Features & Benefits
- Keep your higher interest rate if you make no more than four withdrawals per calendar year.
- Easily transfer money from your savings account via the telephone to a linked current account of your choice.
- Make deposits to your savings account via your banks telephone or internet service, or our postal service.
- Minimum opening balance of £500.
- Maximum balance of £1,000,000.
- Manage your account by visiting a Britannia branch, by post or by telephone.
- Interest is paid annually into this account on the first working day after after the 1 January each year.
- Keep track of your balance with a statement (quarterly or every 25 transactions whichever is sooner).
- Can be opened as a joint account, (by telephone it would need to be linked to a current account held in either one or both of these names).
*For an explanation of terms such as AER, Gross and Net, please see our .
Britannia is a trading name of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS) that would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more



