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Select Access Cash ISA

When you’re saving for something special – like a car, a house, a wedding, or a holiday – you need a savings account that offers a higher rate of interest, but is flexible enough to respond to life’s little surprises. With our Select Access Cash ISA, you benefit from an attractive tax free* interest rate, plus the freedom to withdraw your money when you need to.

You can access your account whenever you like in a local Britannia branch or by post. You will enjoy a higher interest rate as long as you limit your withdrawals, including partial balance transfers, to no more than two a year.

Summary Box
Key Product Information for our Savings Account
Account Name Select Access Cash ISA
Interest Rates (AERs) The interest rate payable is variable.
View interest rates here.
Tax Status Interest is paid tax free*
Condition for bonus payment No bonus payments exist for this account
Withdrawal arrangements If you make more than two withdrawals (including partial balance transfers) during the same tax year, the lower rate of interest will apply from your third withdrawal, or partial balance transfer, until 5 April in the same tax year. The interest rate on your Account will revert to the higher rate on 6 April of the following tax year.
Access Statement based account operated either by visiting a Britannia branch or by post

Our Select Access Cash ISA:

  • gives you a variable rate of tax free* interest
  • can be opened with a minimum deposit of £500
  • you can operate your account by visiting a Britannia branch or by post
  • allows you to make deposits whenever you want to – up to the maximum cash ISA limit (currently £5,640) in the current 2012/2013 tax year*
  • you can make deposits to your account via a Britannia branch, your bank’s telephone or internet service or our postal service
  • allows you to make withdrawals at any time
  • allows you to keep your higher interest rate if you make no more than two withdrawals including partial balance transfers per tax year
  • pays your interest into this account annually after we close for business on 5 April
  • allows you to keep track of your balance with a statement (quarterly or every 25 transactions, whichever is sooner)

Tax

Any interest on this product is paid tax free*. This depends on the individual's circumstances and may be subject to change in the future.

This is a limited issue product and may be withdrawn without notice.

Although Cash ISAs are a tax free way of saving, this favourable tax treatment depends on individual circumstances and may be subject to change in the future.

*For an explanation of terms, such as AER and Tax Free, please see our glossary this link will open the page over the top of your current page.

Britannia is a trading name of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS) that would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more

www.britannia.co.uk