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Short Term Fixed Rates

Short Term Fixed Rates

Short Term Fixed Rates

Short Term Fixed Rates

If you're worried about interest rates changing then guaranteeing your monthly payments could make sense. With a Fixed Rate Mortgage you can relax because you'll know exactly what your repayments will be every month, for your chosen product's fixed term.

Britannia has a great range of short term fixed rate mortgages with various rates. The rate of interest is set until the 'fixed until' date, allowing you to plan your finances. It is possible that variable rates could fall below these mortgages and that over the fixed rate period an alternative mortgage product could work out cheaper.

Please note: The minimum loan amount you can apply for is £25,000.

£250 cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.

Mortgage Max
Loan to
Value
Initial rate Followed by rate Followed by rate Overall cost for comparison Overall cost for comparison Overall cost for comparison Overall cost for comparison Setup fee Description Set up fees Charges and Extras Apply now
2 Year Fixed Rate fixed until 30/09/2016 60% 2.19% fixed until 30/09/2016 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.4% APR 4.2% APR 4.4% APR 4.4% APR £999

2 Year Fixed Rate - Option 1

A rate of 2.19% fixed until 30/09/2016 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.4% APR4.2% APR4.4% APR4.4% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/09/2016
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
2 Year Fixed Rate fixed until 30/09/2016 75% 2.44% fixed until 30/09/2016 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.5% APR 4.3% APR 4.5% APR 4.5% APR £999

2 Year Fixed Rate - Option 1

A rate of 2.44% fixed until 30/09/2016 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.5% APR4.3% APR4.5% APR4.5% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/09/2016
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
2 Year Fixed Rate fixed until 30/09/2016 80% 2.79% fixed until 30/09/2016 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.5% APR 4.3% APR 4.5% APR 4.5% APR £999

2 Year Fixed Rate - Option 1

A rate of 2.79% fixed until 30/09/2016 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.5% APR4.3% APR4.5% APR4.5% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/09/2016
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
2 Year Fixed Rate fixed until 30/09/2016 85% 3.24% fixed until 30/09/2016 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.6% APR 4.4% APR 4.6% APR 4.6% APR £999

2 Year Fixed Rate - Option 1

A rate of 3.24% fixed until 30/09/2016 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.6% APR4.4% APR4.6% APR4.6% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/09/2016
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
2 Year Fixed Rate fixed until 30/09/2016 60% 2.69% fixed until 30/09/2016 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.5% APR 4.2% APR 4.5% APR 4.5% APR £0

2 Year Fixed Rate - Option 2

A rate of 2.69% fixed until 30/09/2016 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.5% APR4.2% APR4.5% APR4.5% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/09/2016
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
2 Year Fixed Rate fixed until 30/09/2016 75% 2.94% fixed until 30/09/2016 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.5% APR 4.3% APR 4.5% APR 4.5% APR £0

2 Year Fixed Rate - Option 2

A rate of 2.94% fixed until 30/09/2016 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.5% APR4.3% APR4.5% APR4.5% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/09/2016
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
2 Year Fixed Rate fixed until 30/09/2016 80% 3.29% fixed until 30/09/2016 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.6% APR 4.4% APR 4.6% APR 4.6% APR £0

2 Year Fixed Rate - Option 2

A rate of 3.29% fixed until 30/09/2016 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.6% APR4.4% APR4.6% APR4.6% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/09/2016
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
2 Year Fixed Rate fixed until 30/09/2016 85% 3.74% fixed until 30/09/2016 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.7% APR 4.5% APR 4.7% APR 4.7% APR £0

2 Year Fixed Rate - Option 2

A rate of 3.74% fixed until 30/09/2016 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.7% APR4.5% APR4.7% APR4.7% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/09/2016
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
2 Year Fixed Rate Purchase Only fixed until 30/09/2016 90% 4.29% fixed until 30/09/2016 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.8% APR 4.6% APR 4.8% APR 4.8% APR £0

2 Year Fixed Rate Purchase Only

A rate of 4.29% fixed until 30/09/2016 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.8% APR4.6% APR4.8% APR4.8% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/09/2016
  • Valuation and solicitors' costs will apply
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
3 Year Fixed Rate fixed until 30/09/2017 60% 2.89% fixed until 30/09/2017 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.4% APR 4.2% APR 4.4% APR 4.4% APR £999

3 Year Fixed Rate - Option 1

A rate of 2.89% fixed until 30/09/2017 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.4% APR4.2% APR4.4% APR4.4% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/09/2017
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
3 Year Fixed Rate fixed until 30/09/2017 75% 3.14% fixed until 30/09/2017 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.5% APR 4.3% APR 4.5% APR 4.5% APR £999

3 Year Fixed Rate - Option 1

A rate of 3.14% fixed until 30/09/2017 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.5% APR4.3% APR4.5% APR4.5% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/09/2017
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
3 Year Fixed Rate fixed until 30/09/2017 80% 3.69% fixed until 30/09/2017 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.6% APR 4.4% APR 4.6% APR 4.6% APR £999

3 Year Fixed Rate - Option 1

A rate of 3.69% fixed until 30/09/2017 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.6% APR4.4% APR4.6% APR4.6% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/09/2017
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
3 Year Fixed Rate fixed until 30/09/2017 85% 3.74% fixed until 30/09/2017 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.7% APR 4.5% APR 4.7% APR 4.7% APR £999

3 Year Fixed Rate - Option 1

A rate of 3.74% fixed until 30/09/2017 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.7% APR4.5% APR4.7% APR4.7% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/09/2017
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
3 Year Fixed Rate fixed until 30/09/2017 60% 3.29% fixed until 30/09/2017 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.5% APR 4.3% APR 4.5% APR 4.5% APR £0

3 Year Fixed Rate - Option 2

A rate of 3.29% fixed until 30/09/2017 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.5% APR4.3% APR4.5% APR4.5% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/09/2017
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
3 Year Fixed Rate fixed until 30/09/2017 75% 3.54% fixed until 30/09/2017 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.5% APR 4.3% APR 4.5% APR 4.5% APR £0

3 Year Fixed Rate - Option 2

A rate of 3.54% fixed until 30/09/2017 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.5% APR4.3% APR4.5% APR4.5% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/09/2017
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
3 Year Fixed Rate fixed until 30/09/2017 80% 3.69% fixed until 30/09/2017 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.6% APR 4.4% APR 4.6% APR 4.6% APR £0

3 Year Fixed Rate - Option 2

A rate of 3.69% fixed until 30/09/2017 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.6% APR4.4% APR4.6% APR4.6% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/09/2017
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
3 Year Fixed Rate fixed until 30/09/2017 85% 4.14% fixed until 30/09/2017 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.7% APR 4.5% APR 4.7% APR 4.7% APR £0

3 Year Fixed Rate - Option 2

A rate of 4.14% fixed until 30/09/2017 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.7% APR4.5% APR4.7% APR4.7% APR.

  • No arrangement fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/09/2017
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.
  • Available by branch & phone only
3 Year Fixed Rate fixed until 30/09/2017 90% 4.69% fixed until 30/09/2017 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.9% APR 4.7% APR 4.9% APR 4.9% APR £0

3 Year Fixed Rate - Option 2

A rate of 4.69% fixed until 30/09/2017 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.9% APR4.7% APR4.9% APR4.9% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/09/2017
  • Valuation and solicitors' costs will apply
  • £250 Cashback is available to new mortgage customers who hold a qualifying current account, cashback is paid when you complete your mortgage and this will be sent to your nominated Solicitor along with completion funds. Please see our additional criteria for more details.

All loans are subject to status and valuation.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT
KEEP UP REPAYMENTS ON YOUR MORTGAGE

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