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5 Year Fixed Rate Mortgage

With so much uncertainty in the current mortgage market, it’s difficult to know what’s a good deal. We're proud of our mortgage range and with our 5 year fixed rate mortgage you’ll be able to budget more easily, knowing that your monthly repayments won’t change before 30 April .

It is possible that variable rates could fall below these mortgages and that over the fixed rate period an alternative mortgage product could work out cheaper.

Have a look at the rates in the table below. This 5 year fixed rate mortgage is available if you're a first time buyer, moving home or remortgaging your current property (subject to lending criteria)

Please note: The minimum loan amount you can apply for is £25,000.

We also have 5 Year Fixed Rate deals available if you're an existing borrower or interested in borrowing more.

Mortgage Max
Loan to
Value
Initial rate Followed by rate Followed by rate Overall cost for comparison Overall cost for comparison Overall cost for comparison Overall cost for comparison Setup fee Description Set up fees Charges and Extras Apply now
5 Year Fixed Rate fixed until 30/04/2019 60% 3.09% fixed until 30/04/2019 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.2% APR 4.1% APR 4.2% APR 4.2% APR £999

5 Year Fixed Rate

A rate of 3.09% fixed until 30/04/2019 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.2% APR4.1% APR4.2% APR4.2% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Early repayment charges apply until 30/04/2019. If you choose this product for a total term of 5 years it may end before the fixed end date of 30/04/2019, so early repayment charges may apply on redemption of your mortgage
  • Valuation and solicitors' costs will apply
  • Find out if you qualify for our fee free standard remortgage conveyancing and valuation package
  • Available by branch & phone only
5 Year Fixed Rate fixed until 30/04/2019 75% 3.19% fixed until 30/04/2019 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.3% APR 4.1% APR 4.3% APR 4.3% APR £999

5 Year Fixed Rate - Option 1

A rate of 3.19% fixed until 30/04/2019 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.3% APR4.1% APR4.3% APR4.3% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Available by branch & phone only
5 Year Fixed Rate fixed until 30/04/2019 85% 3.94% fixed until 30/04/2019 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.6% APR 4.5% APR 4.6% APR 4.6% APR £999

5 Year Fixed Rate - Option 1

A rate of 3.94% fixed until 30/04/2019 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.6% APR4.5% APR4.6% APR4.6% APR.

  • £999 Arrangement Fee
  • Arrangement fee includes a non-refundable booking fee of £150
  • Available by branch & phone only
5 Year Fixed Rate fixed until 30/04/2019 60% 3.29% fixed until 30/04/2019 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.3% APR 4.1% APR 4.3% APR 4.3% APR £0

5 Year Fixed Rate - Option 2

A rate of 3.29% fixed until 30/04/2019 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.3% APR4.1% APR4.3% APR4.3% APR.

  • No arrangement fee
  • Available by branch & phone only
5 Year Fixed Rate fixed until 30/04/2019 75% 3.59% fixed until 30/04/2019 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.4% APR 4.2% APR 4.4% APR 4.4% APR £0

5 Year Fixed Rate - Option 2

A rate of 3.59% fixed until 30/04/2019 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.4% APR4.2% APR4.4% APR4.4% APR.

  • No arrangement fee
  • Available by branch & phone only
5 Year Fixed Rate fixed until 30/04/2019 85% 4.14% fixed until 30/04/2019 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.6% APR 4.5% APR 4.6% APR 4.6% APR £0

5 Year Fixed Rate - Option 2

A rate of 4.14% fixed until 30/04/2019 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.6% APR4.5% APR4.6% APR4.6% APR.

  • No arrangement fee
  • Available by branch & phone only
5 Year Fixed Rate fixed until 30/04/2019 90% 4.60% fixed until 30/04/2019 Our SVR, currently 4.74% Our SVR, currently 4.49% 4.8% APR 4.7% APR 4.8% APR 4.8% APR £0

5 Year Fixed Rate - Option 2

A rate of 4.60% fixed until 30/04/2019 followed by our standard variable rate, currently 4.74%, remaining on these variable terms for the remainder of the mortgage term.4.74% with a discount of 0.25% whilst you remain a UNISON member giving a current rate payable of 4.49% variable for the rest of the mortgage

The overall cost for comparison is 4.8% APR4.7% APR4.8% APR4.8% APR.

  • No arrangement fee
  • Early repayment charges apply until 30/04/2019
  • Valuation and solicitors' costs will apply

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT
KEEP UP REPAYMENTS ON YOUR MORTGAGE

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