Banking where you want, when you want.
As well as banking online at The Co-operative Bank website, you can now do your current account banking at your local Britannia branch.
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Current Accounts
Now we're part of the Co-operative Bank, we're pleased to offer you access to a range of current accounts.
As well as banking at any Co-operative Bank branch, you'll be able to access your account using the following services:
- Internet banking - manage your finances 24/7, 365 days a year.
- Telephone banking - call our UK based call centers
- Mobile banking - Check your account on the move with our smartphone apps and text message banking services
- Britannia branches - at your local Britannia branch, you can access a range of banking services. .
Request a free "buffer" overdraft of up to £1,000.
Worried about switching? Don't be.
To ensure that you won't miss any important payments, you can apply for a temporary fee-free and interest-free overdraft for the first 90 days of switching your current account to us. Excludes Cashminder and Student Current Accounts. Current account applicants must be a UK resident and 18 years or over.
Standard current account
For your day to day banking needs.
- Bank over the phone
- View your account, make payments and transfer funds online
- Optional overdraft facility
- Chequebook and debit card
- No monthly subscription charge
Current Account Plus
Everything you get from our standard current account, with the added benefit of:
- An automatic fee-free £200 overdraft
- A linked savings account
- No monthly subscription charge
The range also includes Cashminder, a simple and basic way to manage your money, and current accounts for students and children. You'll find details of these accounts on
The Co-operative Bank website too.
The Co-operative Bank also offers an Offshore current account. Available for residents of the UK, Guernsey, Jersey, IOM and British Citizens living or working abroad.
Credit facilities provided by The Co-operative Bank are subject to status and our lending policy. The Co-operative Bank reserves the right to decline any application.
Britannia, The Co-operative Bank and smile are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).



