Fixed Rate Cash ISA - fixed until 31/01/2015
Britannia and The Co-operative Bank p.l.c. would like to say thank you to our customers who have made us their main bank. That's why we're offering our best Fixed Rate ISA deals to current account customers - to find out how you can take advantage of this offer, take a look at the terms of the account below.
This product will be withdrawn at 5pm on Wednesday 5 September 2012. If you'd like to secure this great rate, visit your local Britannia branch. Please remember to check the opening times as they may vary.
| Summary Box Key Product Information for our Savings Account |
|
|---|---|
| Account Name | Fixed Rate Cash ISA for Current Account Customers - fixed until 31/01/2015 |
| Interest Rates (AERs) | The minimum opening balance for this account is £5,640 if using 2012/2013 tax year, or £1 if transferring previous tax years’ balances. The interest rate is fixed until 31/01/2015 Please be aware that the terms of the account require you to: - Either currently have an existing or open a new and switch your direct debits and standing orders - Credit a minimum of £800 to this account every month If you fail to meet these requirements your fixed interest rate will reduce to 3.20% tax free*/AER* until 31/01/2015 |
| Tax Status | Interest is tax free* |
| Condition for bonus payment | No bonus payments exist for this Account |
| Withdrawal arrangements | Withdrawals before 1 February 2014 will be subject to a charge equivalent to 180 days loss of interest at the fixed rate on the amount withdrawn. Withdrawals of capital cannot be replaced. |
| Access | Britannia branch and by post |
Features
- gives you a fixed rate of 3.40% tax free*, until 31 January 2014. If you fail to meet the terms of the account your fixed interest rate will reduce to 3.20% tax free*/AER* until 31/01/2014
- will mature on 1 February 2014 when your money will be transferred into a variable rate Cash ISA (or equivalent)
- can be opened with your full cash ISA allowance for the 2012/2013 tax year (£5,640) and/or transfers from previous years’ cash ISAs with Britannia or other providers
- pays interest into your account after close of business on 31 January each year
- is issued with a passbook
This is a limited issue product and may be withdrawn without notice.
Tax
Any interest on this product is paid tax free*. This depends on the individual's circumstances and may be subject to change in the future.
This is a limited issue product and may be withdrawn without notice.
*For an explanation of terms, such as AER and Tax Free, please see our glossary 
.
Britannia, The Co-operative Bank and smile are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS). Find out more
Britannia is a trading name of The Co-operative Bank p.l.c.
The Co-operative Bank p.l.c. Registered office: P.O. Box 101, 1 Balloon Street, Manchester, M60 4EP. Registered in England and Wales No. 990937.
The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Lending Code and the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).
Credit facilities provided by The Co-operative Bank Plc, are subject to status and not available to non-UK residents or anyone under 18 years of age. Policy Supplier terms and conditions apply.
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