UniSaver
When you’re looking to put money away for the future, you want an account that encourages you to keep building up your savings. So choose UniSaver and take away the temptation of easy access. In return, our attractive rates of interest will help your nest egg grow.
UniSaver is exclusive to UNISON members. With attractive variable tiered rates of interest, our UniSaver account rewards you for saving by paying you more as your money grows. And to help you keep it that way, if you’d like to make a withdrawal, you must let us know 30 days in advance. Of course there’s access if you really need it, but you’ll lose 30 days’ gross* interest on any amount you withdraw.
| Summary Box Key Product Information for our Savings Account |
|
|---|---|
| Account Name | UniSaver |
| Interest Rates (AERs) | The interest rates payable are tiered and variable. |
| Tax Status | Interest is paid net* of basic rate tax |
| Condition for bonus payment | No customer bonus payments exist for this Account |
| Withdrawal arrangements | Withdrawals can be made with no loss of interest provided you give us 30 days notice before the withdrawal. You can withdraw without giving any notice but there will be a penalty equivalent to 30 days loss of gross* interest on the amount withdrawn at current rate. |
| Access | Branch and by post |
Features
- Minimum balance of £1,000
- Maximum balance of £1,000,000
- Interest is paid annually on the first working day after 1st January or monthly paid at the end of each month into an account of your choice
- Can be opened as a single account or joint account (for 2 or more people), the person first named on the account must be a UNISON member
- Passbook based account
Benefits
- The convenient option to save regularly by Direct Debit
*For an explanation of terms, please see our glossary 
.
Britannia is a trading name of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS) that would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more
0800 778888
0800 - Calls from a BT landline are free, however mobile providers may charge.
Opening Times: Mon-Fri 8am-8pm, Sat 9am-12noon
Calls may be recorded and/or monitored.
0800 778888
0800 - Calls from a BT landline are free, however mobile providers may charge.
Opening Times: Mon-Fri 8am-8pm, Sat 9am-12noon
Calls may be recorded and/or monitored.
The Co-operative Bank p.l.c. Registered office: P.O. Box 101, 1 Balloon Street, Manchester, M60 4EP. Registered in England and Wales No. 990937.
The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Lending Code and the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).
Credit facilities provided by The Co-operative Bank Plc, are subject to status and not available to non-UK residents or anyone under 18 years of age. Policy Supplier terms and conditions apply.
THIS SITE IS ONLY INTENDED FOR RESIDENTS OF THE UNITED KINGDOM
© 2012 The Co-operative Bank p.l.c. trading as Britannia